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Vantiv integrated payments / Mercury merchants on the initial EMV deployment who wish to upgrade to accept PIN Debit must follow this procedure.
In order to better prepare you for the recent release of Vantiv Integrated Payments, In-Store NETePay version 5.06.11, we are messaging you today to provide clarity around its support for mag stripe (MSD) U.S. PIN debit. Additionally, to help drive merchant awareness around upcoming changes to card verification methods (CVM) we have outlined different options for CVM and the risks associated with them.
MercuryPay processing platform is now in general availability for MSD U.S. PIN debit support through the dsiEMVUS solution. To ensure our partners and merchants are ready, we have outlined the steps below that need to be taken in the field to enable support. After the merchant location is configured, it is recommended to run a test PIN debit transaction to insure proper functionality and proper PIN key injection. If you receive a transaction error, contact technical support to confirm the correct PIN debit key is injected on the device.
The dsiEMVUS solution now supports two options for card verification method (CVM) prompts. It is important to understand the differences, the risks associated and merchant use cases to help decide the best option. Merchants generally processing in the restaurant or QSR verticals may be better suited to support Chip+Signature CVM. However, any merchant can request this CVM option based on their need.
Windward strongly recommends using the