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--- cloud_payment_processing [2019/04/08 08:38 (5 years ago)] – created ssterry
+++ cloud_payment_processing [2022/12/06 16:14 (17 months ago)] (current) – craig
@@ Line 1: / Line 1: @@
-Cloud (SAAS) Payment Processing.
+====== Cloud (SAAS) Payment Processing ======
+===== US Worldpay IP (Mercury) =====
+  * Worldpay IP has the added security of End-To-End Encryption.
+  * The only method to enter credit card information is through a supported encrypted pinpad device.  Manually entered card numbers must be entered through the pinpad keypad.  A keyboard will not work, not even with the datacap screen prompt.
+  * Worldpay IP supports Tokenization which will allow reoccurring transactions.
+  * It can be used for any type of transaction or amount (but only on the merchant account that created it)
+  * It expires after 1 year, unless flagged for a reoccurring payment.
-US Worldpay IP (Mercury)
+===== US other processors =====
-- Worldpay IP has the added security of End-To-End Encryption. The only method to enter credit card information is through a supported encrypted pinpad device. Manually entered card numbers must be entered through the pinpad keypad.  A keyboard will not work, not even with the datacap screen prompt.
+  * Pinpads or datacap screen prompt, or a mixture can be used for manual entry.
-- Worldpay IP supports Tokenization which will allow reoccurring transactions.
+  * While most processors now have tokenization, we cannot test it. Officially we do not support tokenization for other processors, reoccurring transactions are therefore not supported.
-US other processors
+===== Global Payments Canada =====
-- Pinpads or datacap screen prompt, or a mixture can be used.
+  * Tokenized EMV payments via P400 PINpad and netepay hosted.
-- Tokenization is not support, reoccurring transactions are therefore not supported.
-Canada Worldpay (Mercury)
+===== Canada Moneris =====
-- Pinpads must be used for entering card numbers.
+  * Only Pinpads can be used for manual entry of card numbers. Moneris will not like it as transactions are supposed to be card present only transactions. May be doing so against their Merchant agreement.
-- The datacap screen prompt can only be used if ALL card numbers are entered using the datacap screen prompt.
+  * The datacap screen prompt can NOT be used.
-- Tokenization is not supported with pinpads, reoccurring transactions are therefore not supported. (Tokenization can be supported using datacap screen prompt)
+  * CC # cannot be saved on file
+  * Limited Tokenization is supported.
+===== Canada Worldpay (Mercury) =====
+<note warning>No longer available</note>
+  * 6.2.4.137 and up allow both on manual screen entry and pinpad entry for Mercury Canada customers. The collect card and pre-auth functions will now bring up the PDCX screen prompt to enter the card numbers.
+  * Cloud customers must have a Mercury credit card only – Tokenized account (which is confusing for Mercury/Worldpay/FIS).
+  * Worldpay reception has extreme challenges finding any Canadian client in their system due to them using a      Global platform. They are working to add CDN clients into their system.
+===== Canada Paymentech =====
+<note warning>No longer available</note>
+  * Only Pinpads can be used for manual entry of card numbers.
+  * The datacap screen prompt can NOT be used.
+  * CC # cannot be saved on file
+  * Tokenization is not supported, reoccurring transactions are therefore not supported.
-Canada Paymentech
-- Pinpads must be used for entering card numbers.
-- The datacap screen prompt can NOT be used.
-- Tokenization is not support, reoccurring transactions are therefore not supported.
-Canada Moneris
-- Pinpads must be used for entering card numbers.
-- The datacap screen prompt can NOT be used.
-- Tokenization – not sure on this, it is supposed to be supported according to Datacap, but not Moneris.